Protecting Injured Workers Across Charleston and South Carolina
If you’ve been hurt at work, you’re not alone. South Carolina’s workers’ compensation laws are designed to help employees get medical treatment and lost wage benefits after an on-the-job injury. But insurance companies don’t always make it easy—delays, denials, and paperwork can leave you frustrated and unsure where to turn. Jung Disability and Injury Advocates helps injured workers across Charleston, Mount Pleasant, and statewide get the benefits they deserve.
Who Is Eligible for Workers’ Comp in South Carolina?
Most employees in South Carolina are covered by workers’ compensation, as long as the employer has four or more workers. You may be eligible if:
- You suffered an injury or illness arising out of and in the course of employment
- The injury was reported to your employer within 90 days
- Your employer carries workers’ comp insurance (most do, but some small businesses may be exempt)
Workers’ comp covers both sudden accidents (like falls or machinery injuries) and occupational diseases developed over time.
Filing a Workers’ Comp Claim—Step by Step
- Report your injury: Notify your employer immediately, and always within 90 days (in writing is best).
- Get medical treatment: See the company-approved doctor; follow all medical advice and keep records.
- File your claim: Your employer or their insurer should file with the SC Workers’ Compensation Commission. You may also file directly (Form 50) if your claim isn’t reported or is denied.
- Get a decision: If approved, you’ll receive benefits. If denied, you have the right to appeal.
Medical Care
Doctor visits, hospital stays, surgeries, prescriptions, rehabilitation, and mileage reimbursement for treatment
Temporary Total Disability (TTD)
2/3 of your average weekly wage while you cannot work.
Temporary Partial Disability
Reduced wage benefits if you return to work at lower pay
Permanent Partial or Total Disability
Compensation for lasting impairments or inability to work
Vocational Rehabilitation
Help with retraining or job placement if you can’t return to your previous job
Death Benefits
For dependents if a work injury results in death
What If Your Claim
Is Denied?
Denials are common for reasons like missed deadlines, disputes over whether the injury happened at work, or pre-existing conditions. If your claim is denied:
- You can request a hearing before the South Carolina Workers’ Compensation Commission.
- An attorney can help you gather medical evidence, represent you at hearings, and negotiate settlements.
- Don’t give up—many denied claims are won on appeal with the right help.
Common Work Injuries and Occupational Diseases
Our firm represents clients with a wide range of work-related injuries and illnesses, including:
- Back injuries, sprains, and fractures
- Repetitive strain injuries (carpal tunnel, tendonitis)
- Occupational hearing loss
- Burns, lacerations, and crush injuries
- Respiratory diseases from workplace exposures (asbestos, chemicals)
- Illnesses developed over time from repetitive work or hazardous conditions
Frequently Asked Questions About Workers’ Comp
How long do I have to file a workers’ comp claim in SC?
Report your injury to your employer within 90 days and generally file a claim within two years of the accident.
Can I choose my own doctor?
You must see the company-approved physician, but in some cases, you can request a second opinion or change of doctor.
What if my employer doesn’t have insurance?
You may still have options—call us to discuss your situation.
Are all workplace injuries covered?
Most are, but there are exceptions for intentional misconduct or if you were under the influence.
What if I’m permanently disabled?
Permanent disability benefits may be available; we help you calculate what you’re owed.
Do I have to prove my employer was at fault?
No—workers’ comp is a no-fault system. You do not have to show your employer was negligent.