Workers’ Comp Claim Process South Carolina

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If you’ve been injured at work in Mount Pleasant, Charleston, or anywhere in South Carolina, knowing how to file a workers’ compensation claim—and what to do if problems arise—can make all the difference. The process is built on prompt reporting, medical documentation, and careful compliance with South Carolina law. Our team guides you through each stage, so you can focus on recovery and avoid preventable claim denials.

Step-by-Step: Filing a Workers’ Compensation Claim in SC

1. Report Your Injury Immediately

 Notify your employer as soon as possible—ideally in writing. In South Carolina, you must report workplace injuries within 90 days, but the sooner the better. Include details about when, where, and how you were hurt.

2. Get Medical Attention

Your employer (or their insurance) will usually direct you to an approved doctor. Follow treatment recommendations and keep all records. If you’re pressured to return to work too soon, protect your medical record—make sure your doctor documents restrictions and ongoing symptoms.

3. Employer Files the Claim

Your employer should submit Form 12A or similar paperwork to the SC Workers’ Compensation Commission. If they don’t report your injury or deny your claim, you have the right to file your own claim using Form 50.

4. Insurance Review & Benefits Decision

The insurer reviews your claim, medical records, and wage information. You may be offered wage replacement benefits (usually two-thirds of your average pay) and coverage for medical bills.

5. Disputes, Delays, or Denials

If your claim is denied, delayed, or you’re pressured to return to work before you’re ready, contact an attorney. Disputes may require a hearing before a commissioner or an appeal if the insurer contests your injury, disability, or treatment.

Common Friction Points—and How to Respond

  • Employer delays or disputes: Document every conversation. If they refuse to file your claim, you can submit it directly to the Commission.
  • Insurer sends you to an “IME” (Independent Medical Exam): Be honest, but prepare—these exams often aim to minimize your injury.
  • Pressure to return to work: Don’t go back until your doctor clears you. Get restrictions in writing.
  • Wage or benefit calculation errors: Review all paperwork, and ask questions. If numbers look off, get legal help to clarify your rights.

Local Help for Charleston, Mount Pleasant, and Statewide Claims

Work injuries happen on I-526/I-26 commutes, construction sites, offices, restaurants, and more. We help injured workers from all backgrounds organize documentation, meet every deadline, and deal with the SC Workers’ Compensation Commission.

Frequently Asked Questions

  • How do I file a workers’ comp claim in South Carolina?

    Report the injury to your employer, get medical care, and ensure a claim is filed with the Commission. If your employer won’t file, you can submit a Form 50 claim yourself.

  • What should I do after getting hurt at work?

    Tell your employer right away, get medical care, keep all records, and follow up to make sure the claim is filed.

  • What happens if my employer won’t report my injury?

    You can—and should—file a claim with the Workers’ Compensation Commission on your own. Our firm can help if you run into any problems.

Report It, Document It, Then Get Guidance

Workers’ compensation claims in South Carolina depend on documentation and timely action. Don’t let employer or insurer roadblocks derail your case. We help you get organized, understand each step, and protect your right to medical care and benefits.